What is Auto Insurance?
Car insurance plans are designed to help cover potential car-related damages, loss or injuries from a financial perspective. Maintaining proper insurance not only helps protect you and your vehicle in the case of accident, but it also serves to protect your passengers, pedestrians and property.
Florida auto insurance is designed to keep you and potential drivers of your vehicle protected in the instance of an accident; through covering medical expenses and work loss. You also have the option to purchase coverage for damage to your vehicle. But the state minimum insurance requirement is PD for other's property damage & PIP-Personal Injury Protection.
The more coverage you have, the less you have to worry about when an accident happens. "Full coverage" is often required by lien holders and recommended for high value/newer cars as insurers may cover repairs to the vehicle under "comprehensive and collision".
Florida State Requirements
Florida does not require any bodily injury liability insurance unless you've been in a car accident or committed certain traffic violations. BI covers injuries and deaths of other people caused by your negligent acts. If you are at fault in an accident and cause injuries to another person, the other party could make a claim against your Florida bodily injury coverage.
Ed's Insurance Agency will provide you with rates from multiple insurance companies to help you shop for the best combination of price and coverage and clearly explain the options, so you can make the best decision on which plan works best for you.
We work together with you to find which insurance carrier will fit your needs according to your resident status, vehicle ownership status and much more.
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